Abstract

This article analyzes the legal regulations on digital currency in several countries and draws lessons for Vietnam. Many nations have established legal frameworks to regulate digital currency. For instance, the United States and the European Union focus on transaction monitoring and anti-money laundering measures, while countries such as Singapore and Japan have adopted flexible regulatory mechanisms to foster financial innovation. Drawing from these experiences, the article suggests that Vietnam should develop a clear legal framework that balances risk control with innovation encouragement, ensuring financial security while leveraging the benefits of digital currency.

Keywords: Legal regulations, digital currency, transaction monitoring, anti-money laundering, financial innovation.